This video reviews Monsters & Animals, one of the most useful books for Palladium Fantasy Second Edition campaigns. The focus is not on throwing random enemies at the party. The book exists to make the world feel dangerous, grounded, and consistent. It expands far beyond the core rulebook by covering common animals, regional wildlife, and deadly monsters, while also explaining how creatures behave in natural ways. Encounters feel earned because the creatures belong where they appear.

The review also highlights how Monsters & Animals supports campaign design. The Horror Factor rules reinforce that fear can matter before combat even begins. Creatures are tied to geography, climate, and behavior, which helps Game Masters build encounters that fit the setting instead of interrupting it. Every monster becomes part of the ongoing story rather than a disposable obstacle. This book is a strong tool for GMs who want consistency, tension, and believable danger in their Palladium Fantasy games.